18 Sept 2025
Open banking embeds Strong Customer Authentication at its core. By contrast, card payments bolt on layers - CVVs, PINs, 3-D Secure, caps - because SCA is not inherent. That difference matters for fraud, trust and the future of payments.
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11 Sept 2025
The US is rewriting its open banking rules just as major banks move to charge for data access and Visa retreats from US open banking. Here is what that means, and how Asima thinks the UK and EU playbook can help the US avoid a costly dead-end.
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5 Sept 2025
Asima is now welcoming applications. Our streamlined onboarding process, complete with sandbox access, means you can start your open banking integration journey today.
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1 Sept 2025
July’s OBL dashboard logged 11,052,438 failed API calls (0.54%). At national scale, tiny percentages matter. Here’s a UK-focused playbook to assess providers, test severe-but-plausible scenarios, and embed operational resilience in your open banking stack. [^1]
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29 Aug 2025
Smart Debits, powered by Commercial Variable Recurring Payments (cVRP), promise lower costs, faster settlement and greater control. Here’s a practical guide for enterprises planning their migration from cards and Direct Debit.
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22 Aug 2025
For CTOs, CFOs, and product teams, the challenge is not simply gaining access to bank APIs – it’s ensuring that your chosen provider can deliver at scale, with reliability, security, and predictable costs.
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13 Aug 2025
Open banking was never meant to stop at payments. In 2025, the UK is entering a new phase: one that pushes beyond access to current accounts and into full-spectrum open finance including pensions, savings, credit, and beyond. Asima exists to power this transition.
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