Expert insights on open banking, AIS, PIS, payments innovation, fintech trends, regulatory updates, case studies, and enterprise integration tips.
30 Jul 2026
Four cloud providers now face direct UK regulatory oversight for systemic financial services. Open Banking firms still own their service resilience, supplier controls and recovery evidence. This guide explains the boundary and the work to do next.
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23 Jul 2026
HM Treasury's 2026 payment services consultation puts Open Banking access, agentic authority, commercial schemes and FCA oversight into one reform programme. Enterprise teams now have a defined set of decisions to examine before 6 October.
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16 Jul 2026
AI agents can help interpret intent and orchestrate choices, but payment execution needs deterministic controls. A practical architecture puts an explicit authorisation boundary between the two.
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3 Jul 2026
The UK's retail payments infrastructure is entering another period of change. Individual payment methods will continue to evolve, but the more important question is what qualities the underlying infrastructure should provide for the next ten years.
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5 Jun 2026
Open banking's greatest strength may not be its APIs, payment journeys or adoption figures. Its real advantage is the existence of a shared framework. The next challenge is ensuring that framework is implemented consistently enough to support long-term enterprise adoption.
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1 May 2026
Embedded Pay by Bank journeys are changing where control sits in payments. As platforms take ownership of routing, consent and orchestration, performance and governance increasingly depend on how those systems are designed.
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23 Apr 2026
The UK is moving toward a long-term regulatory model for open banking. For product and engineering teams, the shift is practical. Systems now need to support governance, auditability and scheme alignment, not just connectivity.
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15 Apr 2026
UK open banking is moving into a more formal regulatory phase. For enterprise teams, the shift is practical. Systems must be designed for governance, auditability and long-term scheme alignment, not just connectivity.
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7 Apr 2026
A practical Q&A for platforms, marketplaces and software businesses using Pay by Bank. It explains when a business can accept payments in its own name, when it may be carrying on regulated payment services, and when becoming an FCA agent of Asima may be the right structure.
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