Latest news
Expert insights on open banking, AIS, PIS, payments innovation, fintech trends, regulatory updates, case studies, and enterprise integration tips.
October 10, 2025
The FCA considers easing Consumer Duty rules – what it means for fintechs
The FCA is reviewing parts of its flagship Consumer Duty regime, signalling that the regulator may relax certain obligations for firms that do not directly interact with retail customers. Asima looks at what this could mean for fintech innovation, compliance, and consumer trust.
Read further
October 02, 2025
Fintech and open banking news: 09/25
UK open banking tops 15.16 million users. The EU moves to exclude Big Tech from FiDA. Plaid agrees to JPMorgan’s new data-access fees. Vipps MobilePay rolls out pay-by-bank with Tink in Finland. Tide becomes a unicorn, and Nubank applies for a US bank charter.
Read further
September 25, 2025
API performance meets adoption
In August 2025, open banking in the UK passed a major milestone, recording more than 30 million successful payment initiations in a single month. This surge signals accelerating adoption, proven reliability, and new opportunities for financial institutions. What should the C-suite take away?
Read further
September 18, 2025
Why open banking bakes in SCA, and cards bolt it on
Open banking embeds Strong Customer Authentication at its core. By contrast, card payments bolt on layers - CVVs, PINs, 3-D Secure, caps - because SCA is not inherent. That difference matters for fraud, trust and the future of payments.
Read further
September 11, 2025
The US open banking reset: fees, rule rewrites, and what the UK can teach
The US is rewriting its open banking rules just as major banks move to charge for data access and Visa retreats from US open banking. Here is what that means, and how Asima thinks the UK and EU playbook can help the US avoid a costly dead-end.
Read further
September 05, 2025
Asima is now open for applications
Asima is now welcoming applications. Our streamlined onboarding process, complete with sandbox access, means you can start your open banking integration journey today.
Read further
September 01, 2025
Operational resilience for open banking: a UK enterprise playbook
July’s OBL dashboard logged 11,052,438 failed API calls (0.54%). At national scale, tiny percentages matter. Here’s a UK-focused playbook to assess providers, test severe-but-plausible scenarios, and embed operational resilience in your open banking stack. [^1]
Read further
August 29, 2025
Smart Debits, sorted: a practical guide to migrating recurring payments with cVRP
Smart Debits, powered by Commercial Variable Recurring Payments (cVRP), promise lower costs, faster settlement and greater control. Here’s a practical guide for enterprises planning their migration from cards and Direct Debit.
Read further
August 22, 2025
The enterprise checklist for open banking integration
For CTOs, CFOs, and product teams, the challenge is not simply gaining access to bank APIs – it’s ensuring that your chosen provider can deliver at scale, with reliability, security, and predictable costs.
Read further
August 13, 2025
Asima launches: why the Future Entity and UK Payments Initiative make this the right time
Open banking was never meant to stop at payments. In 2025, the UK is entering a new phase: one that pushes beyond access to current accounts and into full-spectrum open finance including pensions, savings, credit, and beyond. Asima exists to power this transition.
Read further