2 Apr 2026
Easter offers a natural pause in activity. In payments, these pauses are useful. They create space to reassess assumptions, remove unnecessary complexity, and design systems that perform reliably at scale.
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27 Mar 2026
App-to-app payment journeys are becoming an infrastructure decision, not a UX add-on. Enterprise teams need bank-routing control, deterministic fallback and clean telemetry. This guide sets out practical design patterns for embedded Pay by Bank in 2026.
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18 Mar 2026
Pay by Bank is growing quickly, but recent coverage has focused on consumer protection. As adoption increases, the question is not whether protection exists, but how it should evolve for payments authorised directly from a bank account.
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12 Mar 2026
Pay by Bank becomes a habit when the journey is simple and predictable. Fast bank selection, clear confirmation and well-designed app flows matter more than branding or pricing when it comes to repeat usage.
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26 Feb 2026
Pay by Bank is being positioned as an everyday payment method, not just an alternative checkout option. But habit formation depends on governance, reliability and measurable outcomes. Here’s what enterprise buyers should look for.
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20 Feb 2026
Talk of a UK alternative to Visa/Mastercard raises questions about sovereignty and control. But reinventing a rail isn’t the answer. Open banking, account-to-account rails and proper governance already give the UK what it needs to compete and innovate.
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12 Feb 2026
For a decade, payments competed on frictionless flow. Regulators are now competing on evidence. From safeguarding reform to AI review and Consumer Duty, the question is no longer “was it smooth?” but “can you prove what happened?” Auditability is becoming infrastructure.
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10 Feb 2026
January saw UK regulators clarify pricing for cVRP, Open Banking Limited mark eight years with 16.5m live connections, the PSR report strong APP-fraud reimbursements, the PRA finalise Basel 3.1 rules, and the Bank of England showcase Digital Pound Lab Phase 1.
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5 Feb 2026
Recent PSR action on card fee transparency is not just about cards. It is a signal to buyers to think harder about governance, accountability and long-term cost when choosing payment rails, including open banking and cVRP.
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29 Jan 2026
The FCA has launched an AI review in retail finance. For payments, the issue is not autonomy but control. Open banking, with native consent and strong customer authentication (SCA), offers a foundation that aligns with emerging regulatory expectations.
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22 Jan 2026
The FCA and PSR have clarified their position on open banking pricing models for commercial VRPs. This post explains what that means for UKPI, infrastructure providers and enterprise buyers making long-term cVRP decisions.
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15 Jan 2026
As the FCA removes fixed contactless limits, card payments rely on ever more compensating controls to manage fraud. Open banking takes a different path: embedding strong customer authentication at the bank layer. This post explains why the difference matters for security, UX and recurring payments.
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