Open banking payment reconciliation: a control architecture

3 Sept 2026

Open banking payment reconciliation: a control architecture

Open banking payment reconciliation connects customer intent, payment status, bank evidence and ledger entries. This architecture helps enterprise teams automate matching while keeping exceptions visible and controlled.

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Open banking provider RFP: an evidence-based scorecard

27 Aug 2026

Open banking provider RFP: an evidence-based scorecard

An open banking provider RFP should produce comparable evidence, a defensible selection and an operating contract your teams can enforce. This scorecard shows enterprise buyers how to evaluate providers before they commit.

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Open banking consent management: an enterprise architecture

20 Aug 2026

Open banking consent management: an enterprise architecture

Open banking consent management spans customer choice, bank authorisation, data access and off-boarding. This architecture shows enterprise teams how to operate the complete Account Information consent lifecycle.

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Open Banking API version migration: a practical runbook

13 Aug 2026

Open Banking API version migration: a practical runbook

An Open Banking API version migration can affect bank connectivity, consent, payment status and customer journeys. This runbook shows enterprise teams how to test, cut over and recover safely.

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How to design an open banking payment state machine

6 Aug 2026

How to design an open banking payment state machine

An open banking payment crosses several technical and commercial states before a platform can act on it. This guide shows how to model status, retries, callbacks and reconciliation for a dependable enterprise integration.

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Critical third parties: what Open Banking firms still own

30 Jul 2026

Critical third parties: what Open Banking firms still own

Four cloud providers now face direct UK regulatory oversight for systemic financial services. Open Banking firms still own their service resilience, supplier controls and recovery evidence. This guide explains the boundary and the work to do next.

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Modernising payment services regulation: what Open Banking teams need to decide

23 Jul 2026

Modernising payment services regulation: what Open Banking teams need to decide

HM Treasury's 2026 payment services consultation puts Open Banking access, agentic authority, commercial schemes and FCA oversight into one reform programme. Enterprise teams now have a defined set of decisions to examine before 6 October.

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Agentic payments architecture: separating intelligence from execution

16 Jul 2026

Agentic payments architecture: separating intelligence from execution

AI agents can help interpret intent and orchestrate choices, but payment execution needs deterministic controls. A practical architecture puts an explicit authorisation boundary between the two.

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Building payments infrastructure for the next decade

3 Jul 2026

Building payments infrastructure for the next decade

The UK's retail payments infrastructure is entering another period of change. Individual payment methods will continue to evolve, but the more important question is what qualities the underlying infrastructure should provide for the next ten years.

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