Expert insights on open banking, AIS, PIS, payments innovation, fintech trends, regulatory updates, case studies, and enterprise integration tips.
7 Apr 2026
A practical Q&A for platforms, marketplaces and software businesses using Pay by Bank. It explains when a business can accept payments in its own name, when it may be carrying on regulated payment services, and when becoming an FCA agent of Asima may be the right structure.
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2 Apr 2026
Easter offers a natural pause in activity. In payments, these pauses are useful. They create space to reassess assumptions, remove unnecessary complexity, and design systems that perform reliably at scale.
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27 Mar 2026
App-to-app payment journeys are becoming an infrastructure decision, not a UX add-on. Enterprise teams need bank-routing control, deterministic fallback and clean telemetry. This guide sets out practical design patterns for embedded Pay by Bank in 2026.
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18 Mar 2026
Pay by Bank is growing quickly, but recent coverage has focused on consumer protection. As adoption increases, the question is not whether protection exists, but how it should evolve for payments authorised directly from a bank account.
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12 Mar 2026
Pay by Bank becomes a habit when the journey is simple and predictable. Fast bank selection, clear confirmation and well-designed app flows matter more than branding or pricing when it comes to repeat usage.
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26 Feb 2026
Pay by Bank is being positioned as an everyday payment method, not just an alternative checkout option. But habit formation depends on governance, reliability and measurable outcomes. Here’s what enterprise buyers should look for.
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20 Feb 2026
Talk of a UK alternative to Visa/Mastercard raises questions about sovereignty and control. But reinventing a rail isn’t the answer. Open banking, account-to-account rails and proper governance already give the UK what it needs to compete and innovate.
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12 Feb 2026
For a decade, payments competed on frictionless flow. Regulators are now competing on evidence. From safeguarding reform to AI review and Consumer Duty, the question is no longer “was it smooth?” but “can you prove what happened?” Auditability is becoming infrastructure.
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10 Feb 2026
January saw UK regulators clarify pricing for cVRP, Open Banking Limited mark eight years with 16.5m live connections, the PSR report strong APP-fraud reimbursements, the PRA finalise Basel 3.1 rules, and the Bank of England showcase Digital Pound Lab Phase 1.
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