16 Jul 2026
AI agents can help interpret intent and orchestrate choices, but payment execution needs deterministic controls. A practical architecture puts an explicit authorisation boundary between the two.
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3 Jul 2026
The UK's retail payments infrastructure is entering another period of change. Individual payment methods will continue to evolve, but the more important question is what qualities the underlying infrastructure should provide for the next ten years.
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5 Jun 2026
Open banking's greatest strength may not be its APIs, payment journeys or adoption figures. Its real advantage is the existence of a shared framework. The next challenge is ensuring that framework is implemented consistently enough to support long-term enterprise adoption.
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1 May 2026
Embedded Pay by Bank journeys are changing where control sits in payments. As platforms take ownership of routing, consent and orchestration, performance and governance increasingly depend on how those systems are designed.
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23 Apr 2026
The UK is moving toward a long-term regulatory model for open banking. For product and engineering teams, the shift is practical. Systems now need to support governance, auditability and scheme alignment, not just connectivity.
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15 Apr 2026
UK open banking is moving into a more formal regulatory phase. For enterprise teams, the shift is practical. Systems must be designed for governance, auditability and long-term scheme alignment, not just connectivity.
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7 Apr 2026
A practical Q&A for platforms, marketplaces and software businesses using Pay by Bank. It explains when a business can accept payments in its own name, when it may be carrying on regulated payment services, and when becoming an FCA agent of Asima may be the right structure.
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2 Apr 2026
Easter offers a natural pause in activity. In payments, these pauses are useful. They create space to reassess assumptions, remove unnecessary complexity, and design systems that perform reliably at scale.
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27 Mar 2026
App-to-app payment journeys are becoming an infrastructure decision, not a UX add-on. Enterprise teams need bank-routing control, deterministic fallback and clean telemetry. This guide sets out practical design patterns for embedded Pay by Bank in 2026.
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18 Mar 2026
Pay by Bank is growing quickly, but recent coverage has focused on consumer protection. As adoption increases, the question is not whether protection exists, but how it should evolve for payments authorised directly from a bank account.
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12 Mar 2026
Pay by Bank becomes a habit when the journey is simple and predictable. Fast bank selection, clear confirmation and well-designed app flows matter more than branding or pricing when it comes to repeat usage.
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26 Feb 2026
Pay by Bank is being positioned as an everyday payment method, not just an alternative checkout option. But habit formation depends on governance, reliability and measurable outcomes. Here’s what enterprise buyers should look for.
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